Cars and large purchases

Financing a car repair, down payment, boat, RV, motorcycle or other large purchase with a personal loan, compared with dealer and store financing.

Can You Use a Personal Loan for a House Down Payment?
Borrowing your down payment with a personal loan is possible in some cases, but it comes with a significant DTI cost most buyers underestimate.
October 7, 20265 min read
Financing Home Appliances: Personal Loan vs. Store Credit
Store financing sounds free — until it isn't. Here is how personal loans stack up against retail credit for appliance purchases.
October 5, 20265 min read
Personal Loan for a Motorcycle: Financing Your Ride
A personal loan can finance any motorcycle from any seller — here is when it beats dealer financing and how to compare offers before you commit.
September 7, 20266 min read
Personal Loan for Boat or RV: Comparing Your Financing Options
Financing a boat or RV with a personal loan can close faster than a specialized loan, but the APR trade-offs are worth comparing before you commit.
September 4, 20266 min read
Personal Loan for a Car Down Payment: What to Know First
Some auto lenders prohibit borrowed down payments — here's how to evaluate whether a personal loan as a car down payment saves or costs you money.
August 3, 20265 min read
Personal Loan for Car Repair: Compare Financing Options
Not all car repair financing is priced the same — here's how to compare the real cost before you commit.
July 20, 20265 min read
Personal Loan for Large Purchases: Beat Store Financing Traps
Store financing looks tempting, but a personal loan often costs less for big-ticket items — here is how to compare your options before you sign.
June 29, 20266 min read
Personal Loan vs. Auto Loan: Key Differences Explained
Auto loans are secured by the vehicle and typically carry lower rates — here is what that means for your borrowing decision.
May 25, 20268 min read