Managing and repaying a loan

Refinancing, hardship programs, loan servicers, agreements and lender changes: what happens after the money arrives.

Personal Loan for an Insurance Deductible: When It Makes Sense
Breaking down whether borrowing to cover a deductible saves or costs you more — and which loan structure fits each insurance type.
September 14, 20266 min read
Personal Loan Sold to a New Servicer: What Borrowers Must Know
Your lender can sell your personal loan without your permission — here's what changes, what doesn't, and how to protect every payment.
July 16, 20265 min read
Personal Loan Hardship Programs: How to Get Payment Relief
If you're struggling to make personal loan payments, hardship programs can pause or reduce them — here's how they work and when to ask.
July 6, 20265 min read
How to Refinance a Personal Loan: Cut Your Rate and Payment
Refinancing a personal loan can lower your APR and monthly payment — here's how to decide whether it's worth it and what steps to take.
June 23, 20268 min read
How to Read a Personal Loan Agreement Before You Sign
A personal loan agreement has fine print that can cost you—or save you—hundreds. Here is what to verify before signing.
June 17, 20266 min read